Are you thinking about claiming bankruptcy in order to put a stop to the endless cycle of debt and harassing calls from creditors? If so, then there are several steps that you will need to take before the personal bankruptcy process can help you. Perhaps the most important step is to determine whether or not bankruptcy is the right option for you, and the best way to do this is through an initial consultation with a qualified bankruptcy attorney. Feel free to take our free bankruptcy evaluation to speak with a reputable attorney in your area.

Once you’ve determined that the personal bankruptcy process makes sense given your unique circumstances, you will need to gather information related to your personal finances. Information regarding your assets, debts and household income will need to be submitted along with your name, address and other pertinent details. All of this data will need to be recorded on official bankruptcy claim forms. Follow the links below for a variety of bankruptcy claim form options –

http://www.uscourts.gov/FormsAndFees/Forms/BankruptcyForms.aspx – the official site of the U.S. Government where you will find instructions and all of the necessary forms.

http://www.id.uscourts.gov/forms-bk.htm – another U.S. Bankruptcy Court site

http://www.canb.uscourts.gov/ – California bankruptcy forms (Northern District)

http://www.cacb.uscourts.gov/ – California bankruptcy form (Central District)

http://www.casb.uscourts.gov/html/latest_forms.htm – California bankruptcy forms (Southern District)

While it’s certainly possible to file on your own using the links above, we recommend that you consider filing bankruptcy through a reputable bankruptcy attorney. A quality attorney will be well versed in recent updates or changes to the bankruptcy law and they will also be able to offer legal advice and representation. At the very least, you should consider using a bankruptcy service company that can assist with document preparation and filing.

For more information on completing the various bankruptcy claim form options, please feel free to browse through our comprehensive site. We also offer a complete guide on how to claim bankruptcy for those who wish to seek debt relief through personal bankruptcy on their own.